Toledo Paycheck Calculator
On a $60,000 salary in Toledo, a single filer takes home about $1,826.05 every two weeks ($47,477 a year) after federal income tax, Social Security, Medicare and Ohio and Toledo taxes. The Toledo city income tax is 2.5% for residents. Choose whether you live or only work in the city below the calculator's state settings.
Compare two scenarios
- A (saved)
- B (the form now)
| A | B | B vs A |
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An estimate of what your employer withholds, using the IRS percentage method. Your actual paycheck can differ by a few cents because of rounding, or by more if your employer uses other settings.
How we got your number
Each step links to the official document it comes from.
Guides: how to read your pay stub · filling out Form W-4 · biweekly vs semi-monthly pay · why pay rises after the Social Security cap · how much tax is taken out, by state · who gets overtime · 1099 vs W-2 pay
Toledo city income tax
Who pays: Residents, and nonresidents who work in Toledo.
What pay it applies to: Gross income as in W-2 box 5, including deferred pay such as 401(k) contributions; pre-tax health premiums are not taxed.
| From | Resident | Nonresident |
|---|---|---|
| Jan 1, 2026 | 2.5% | 2.5% |
Sources (checked Oct 25, 2026):
Ohio paycheck rates for 2026
| What comes out | 2026 rate | Official source | Checked |
|---|---|---|---|
| Federal income tax | 10%–37% brackets (IRS percentage method) | IRS Publication 15-T (2026) | Oct 24, 2026 |
| Social Security | 6.2% up to $184,500 | SSA COLA fact sheet | Oct 24, 2026 |
| Medicare | 1.45%, plus 0.9% over $200,000 | IRS Publication 15 | Oct 24, 2026 |
| Ohio income tax | 1.6% up to $26,050, 2.99% to $100,000, 3.4% above (yearly), after $650 per IT 4 exemption | Ohio Department of Taxation, Optional Computer Formula (effective August 1, 2026) | Oct 24, 2026 |
Take-home pay in Toledo at common salaries (2026)
On a $70,000 salary in Toledo, you take home about $2,100.52 every two weeks, or $4,551.13 a month, after federal income tax, Social Security, Medicare and Ohio and Toledo taxes.
| Salary | Every two weeks | Per month | Per year | Withheld |
|---|---|---|---|---|
| $30,000 | $962.28 | $2,084.94 | $25,019.28 | 16.6% |
| $40,000 | $1,250.21 | $2,708.79 | $32,505.46 | 18.7% |
| $50,000 | $1,538.14 | $3,332.64 | $39,991.64 | 20.0% |
| $60,000 | $1,826.05 | $3,956.44 | $47,477.30 | 20.9% |
| $70,000 | $2,100.52 | $4,551.13 | $54,613.52 | 22.0% |
| $80,000 | $2,349.97 | $5,091.60 | $61,099.22 | 23.6% |
| $90,000 | $2,599.44 | $5,632.12 | $67,585.44 | 24.9% |
| $100,000 | $2,848.90 | $6,172.62 | $74,071.40 | 25.9% |
| $125,000 | $3,466.25 | $7,510.21 | $90,122.50 | 27.9% |
| $150,000 | $4,066.74 | $8,811.27 | $105,735.24 | 29.5% |
Assumes a single filer paid every two weeks with a 2026 Form W-4 and no adjustments, no 401(k) or health deductions, and the rules in force on Oct 26, 2026. Monthly and yearly figures are the paycheck times 26, divided by 12 for monthly. Enter your own pay above for your exact numbers.
Toledo city income tax: what workers need to know
Who owes it, working from home, refunds and filing in Toledo. Each rule links to the official source. Checked Oct 25, 2026.
| Topic | The rule | Official source |
|---|---|---|
| Who owes it | Toledo residents owe the city tax on all their earned income, with credit for tax paid to other cities. Nonresidents 18 or older owe it on pay for work done in Toledo. | City of Toledo, Income Tax FAQ |
| Working from home or outside the city | Nonresidents whose employer withheld Toledo tax while they worked outside Toledo, such as at home, claim it back on Worksheet NRR of the Non-Resident Tax Return. Residents who worked remotely attach other cities' returns to claim credit. | City of Toledo, 2025 Non-Resident Tax Return (Worksheet NRR) |
| Short work trips into Toledo | Under Ohio law, an employer generally does not have to withhold a city's tax for an employee who works there 20 or fewer days in a calendar year, unless it is the employee's principal place of work. From day 21 on, it must withhold. | Ohio Revised Code 718.011 |
| Getting a refund | File the Non-Resident Tax Return with Worksheet NRR (one per employer), based on a 260-day work year. Your employer must complete and sign the Employer Certification, or the refund is not valid. Ohio law allows three years from the due date. | City of Toledo, 2025 Non-Resident Tax Return (Worksheet NRR) |
| Annual return | Residents file the Toledo Individual (Resident) Tax Return or the EZ form; nonresidents use the Non-Resident Tax Return. The 2025 return was due April 15, 2026, so 2026 returns are due April 15, 2027. An extension extends filing only, not payment. | City of Toledo, Pay Your Income Taxes |
| Employer withholding | Employers withhold Toledo tax and remit it monthly or quarterly; withheld tax is held in trust. Residents working where little or no city tax is withheld owe Toledo the difference, and need estimated payments if they will owe over $200. | City of Toledo, Income Tax FAQ |
| Credit for tax paid elsewhere | Residents get credit for municipal or JEDD tax withheld or paid elsewhere, capped at 2.5%. For tax paid directly, attach a copy of the other city's return. | City of Toledo, 2025 Individual (Resident) Tax Return instructions |
| Where to file | City of Toledo Division of Taxation, One Government Center, 640 Jackson St. Full-year residents can e-file and pay through Authority TaxConnect (taxconnect.toledo.oh.gov). Questions: incometax@toledo.oh.gov or 419-936-2020. | City of Toledo, 2025 Individual (Resident) Tax Return instructions |
| Assigning a refund to your home city | A nonresident can assign a Toledo refund to their city of residence, for example to cover tax owed there, by completing the assignment box on Worksheet NRR. | City of Toledo, 2025 Non-Resident Tax Return (Worksheet NRR) |
| Late filing fee | Filing late costs a $25 fee on top of late-payment penalty, even if you owe nothing or are due a refund. Interest for 2026 is 9% a year. | City of Toledo, 2025 Individual (Resident) Tax Return instructions |
Toledo paycheck questions
I live outside Toledo and work from home some days. Can I get Toledo tax refunded?
Yes. File the Non-Resident Tax Return with Worksheet NRR listing days worked outside Toledo, based on a 260-day year. Your employer must sign the Employer Certification, or the refund will not be considered valid.
I live in Toledo but work in a city with a lower tax rate. What do I owe?
Toledo credits tax withheld or paid to the other city up to 2.5%, so you owe Toledo the difference. If you worked remotely, attach the other city's return; if not, sign the declaration that you did not work remotely.
When is the Toledo city income tax return due?
April 15. The 2025 return was due April 15, 2026, so 2026 returns are due April 15, 2027. Toledo honors a federal extension for filing, but tax is still due by April 15.
Can I file my Toledo tax return online?
Yes, if your account number ends in -R. Full-year residents can file and pay through Authority TaxConnect from the city's Pay Your Income Taxes page. Accounts ending in -B filing as individuals should contact the office.
How much is $70,000 a year after taxes in Toledo?
About $54,613.52 a year, or $2,100.52 every two weeks, for a single filer with no pre-tax deductions in 2026. That is after federal income tax, Social Security, Medicare and Ohio and Toledo taxes. Use the calculator for your own filing status and deductions.
Other city paycheck calculators
All rates: Ohio city and school district income tax.