Louisville Paycheck Calculator
On a $60,000 salary in Louisville, a single filer takes home about $1,811.05 every two weeks ($47,087 a year) after federal income tax, Social Security, Medicare and Kentucky and Louisville taxes. The Louisville Metro occupational license tax is 2.2% for residents, 1.45% for nonresidents. Choose whether you live or only work in the city below the calculator's state settings.
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An estimate of what your employer withholds, using the IRS percentage method. Your actual paycheck can differ by a few cents because of rounding, or by more if your employer uses other settings.
How we got your number
Each step links to the official document it comes from.
Guides: how to read your pay stub · filling out Form W-4 · biweekly vs semi-monthly pay · why pay rises after the Social Security cap · how much tax is taken out, by state · who gets overtime · 1099 vs W-2 pay
Louisville Metro occupational license tax
Who pays: Everyone who works in Louisville Metro pays 1.45% (Metro 1.25% plus transit 0.2%); those who also live there add the 0.75% school tax, 2.2% in all. Work done outside Louisville Metro is not taxed.
What pay it applies to: Pay for work done in Louisville Metro, including 401(k) contributions and pre-tax health premiums, which Kentucky law includes.
| From | Resident | Nonresident |
|---|---|---|
| Jan 1, 2026 | 2.2% | 1.45% |
Sources (checked Oct 25, 2026):
Kentucky paycheck rates for 2026
| What comes out | 2026 rate | Official source | Checked |
|---|---|---|---|
| Federal income tax | 10%–37% brackets (IRS percentage method) | IRS Publication 15-T (2026) | Oct 24, 2026 |
| Social Security | 6.2% up to $184,500 | SSA COLA fact sheet | Oct 24, 2026 |
| Medicare | 1.45%, plus 0.9% over $200,000 | IRS Publication 15 | Oct 24, 2026 |
| Kentucky income tax | 3.5% flat after a $3,360 standard deduction | Kentucky Department of Revenue, 2026 Withholding Formula | Oct 24, 2026 |
Take-home pay in Louisville at common salaries (2026)
On a $70,000 salary in Louisville, you take home about $2,084.72 every two weeks, or $4,516.89 a month, after federal income tax, Social Security, Medicare and Kentucky and Louisville taxes.
| Salary | Every two weeks | Per month | Per year | Withheld |
|---|---|---|---|---|
| $30,000 | $949.72 | $2,057.73 | $24,692.72 | 17.7% |
| $40,000 | $1,236.83 | $2,679.80 | $32,157.58 | 19.6% |
| $50,000 | $1,523.96 | $3,301.91 | $39,622.96 | 20.8% |
| $60,000 | $1,811.05 | $3,923.94 | $47,087.30 | 21.5% |
| $70,000 | $2,084.72 | $4,516.89 | $54,202.72 | 22.6% |
| $80,000 | $2,333.36 | $5,055.61 | $60,667.36 | 24.2% |
| $90,000 | $2,582.03 | $5,594.40 | $67,132.78 | 25.4% |
| $100,000 | $2,830.67 | $6,133.12 | $73,597.42 | 26.4% |
| $125,000 | $3,449.84 | $7,474.65 | $89,695.84 | 28.2% |
| $150,000 | $4,052.26 | $8,779.90 | $105,358.76 | 29.8% |
Assumes a single filer paid every two weeks with a 2026 Form W-4 and no adjustments, no 401(k) or health deductions, and the rules in force on Oct 26, 2026. Monthly and yearly figures are the paycheck times 26, divided by 12 for monthly. Enter your own pay above for your exact numbers.
Louisville Metro occupational license tax: what workers need to know
Who owes it, working from home, refunds and filing in Louisville. Each rule links to the official source. Checked Oct 25, 2026.
| Topic | The rule | Official source |
|---|---|---|
| Who owes it | Residents and nonresidents owe the occupational license tax on pay for work performed within Louisville/Jefferson County, at the resident or nonresident rate. Pay for work done outside the county is not subject to it. | Louisville Metro Revenue Commission, Forms and Publications |
| Working from home or outside the county | If your employer withheld Louisville tax on pay for days you worked outside Louisville/Jefferson County, such as from a home outside the county, you can claim it back on Form W-1REE, Employee Refund of Occupational Taxes Withheld. | Louisville Metro Revenue Commission, Forms and Publications |
| Getting a refund | Employees file Form W-1REE with the Revenue Commission. It must be postmarked within two years of the employer's W-3/W-2 due date of February 28, so by February 28, 2029 for 2026 wages. | Louisville Metro Revenue Commission, Forms and Publications |
| Do you have to file a return? | Not if your employer withholds the tax and you have no business income. Otherwise file Form OL-3 every year, even if no tax is due, by the 15th day of the 4th month (April 15 for calendar-year filers). | Louisville Metro Revenue Commission, Frequently Asked Questions |
| Employer withholding | Employers withhold the occupational license tax from pay for work performed within Louisville/Jefferson County and file quarterly on Form W-1. That applies even to small businesses and sole proprietors with employees. | Louisville Metro Revenue Commission, Frequently Asked Questions |
| Where to file | Louisville Metro Revenue Commission (LMRC). Its online tax portal is EMINTS (emints.metrorevenue.org), used for returns and payments; individuals with only W-2, 1099 or Schedule C income earned entirely in Louisville Metro can file the short OL-3 there. Customer service: (502) 574-4860. | Louisville Metro Revenue Commission, Forms and Publications |
| Extensions and late filing | Form OL-3EXT gives an automatic six-month extension if postmarked by the original due date. Any return filed late carries a minimum $25 penalty. | Louisville Metro Revenue Commission, Frequently Asked Questions |
Louisville paycheck questions
I work from home outside Jefferson County for a Louisville employer. Do I owe Louisville occupational tax?
Only on pay for work performed in Louisville/Jefferson County. If your employer withheld tax on days you worked outside the county, file Form W-1REE for a refund within two years of the February 28 W-2 due date.
Do I need to file a Louisville occupational license return if my employer withholds the tax?
Not for withheld wages alone. You must file Form OL-3 every year, even if no tax is due, if your employer did not withhold or you have business income such as rentals or a sole proprietorship.
What is the deadline for a Louisville W-1REE refund?
The W-1REE must be postmarked within two years of the date the employer's W-3 and W-2 data is due (February 28 of the following year). For 2026 wages, that is February 28, 2029.
Where do I pay Louisville occupational tax online?
Through EMINTS, the Louisville Metro Revenue Commission's online tax portal at emints.metrorevenue.org. Paper short forms OL-3A and OL-3EZ are no longer offered; the short version is completed in EMINTS.
How much is $70,000 a year after taxes in Louisville?
About $54,202.72 a year, or $2,084.72 every two weeks, for a single filer with no pre-tax deductions in 2026. That is after federal income tax, Social Security, Medicare and Kentucky and Louisville taxes. Use the calculator for your own filing status and deductions.