Minnesota Paycheck Calculator
On a $60,000 salary in Minnesota, a single filer takes home about $1,801.87 every two weeks ($46,849 a year) after federal income tax, Social Security, Medicare, Minnesota income tax and MN Paid Leave. Minnesota tax follows the state's own 2026 withholding booklet; enter your own pay below for your exact paycheck. Below the calculator: Minnesota rules on minimum wage, overtime, paydays, your final paycheck and wage claims, each from an official source.
Compare two scenarios
- A (saved)
- B (the form now)
| A | B | B vs A |
|---|
An estimate of what your employer withholds, using the IRS percentage method. Your actual paycheck can differ by a few cents because of rounding, or by more if your employer uses other settings.
How we got your number
Each step links to the official document it comes from.
Guides: how to read your pay stub · filling out Form W-4 · biweekly vs semi-monthly pay · why pay rises after the Social Security cap · how much tax is taken out, by state · who gets overtime · 1099 vs W-2 pay
Minnesota paycheck rates for 2026
Every rate links to the official source and shows when we last checked it. Our Minnesota tax is checked against the tables Minnesota prints on every build: see how we verify.
| What comes out | 2026 rate | Official source | Checked |
|---|---|---|---|
| Federal income tax | 10%–37% brackets (IRS percentage method) | IRS Publication 15-T (2026) | Oct 24, 2026 |
| Social Security | 6.2% up to $184,500 | SSA COLA fact sheet | Oct 24, 2026 |
| Medicare | 1.45%, plus 0.9% over $200,000 | IRS Publication 15 | Oct 24, 2026 |
| Minnesota income tax | 5.35% to 9.85% on yearly pay after $5,300 per W-4MN allowance | Minnesota Department of Revenue, 2026 Withholding Tax Instructions and Tables | Oct 24, 2026 |
| MN Paid Leave | 0.44% of wages, up to $184,500 | Minnesota DEED, Paid Leave | Oct 24, 2026 |
What changed in 2026
Minnesota
- New: Minnesota Paid Leave. Employers can deduct up to 0.44% of wages (half of the 0.88% premium), up to the Social Security wage base. Source
- Withholding allowance rose from $5,200 to $5,300 and brackets were indexed; rates stay 5.35% to 9.85%. Source
Federal, for everyone
- Social Security wage base rose from $176,100 to $184,500. Source
- New 2026 federal withholding tables reflect the One Big Beautiful Bill Act, which made the lower tax rates and larger standard deduction permanent. Source
- Form W-4 for 2026: Step 4(b) now covers the new deductions for qualified tips, overtime, car loan interest and people 65 and older, and there is a new checkbox to claim exemption. Source
- Form W-4 Step 3 counts $2,200 for each child under 17. Source
Take-home pay in Minnesota at common salaries (2026)
On a $70,000 salary in Minnesota, you take home about $2,069.60 every two weeks, or $4,484.13 a month, after federal income tax, Social Security, Medicare, Minnesota income tax and MN Paid Leave.
| Salary | Every two weeks | Per month | Per year | Withheld |
|---|---|---|---|---|
| $30,000 | $953.82 | $2,066.61 | $24,799.32 | 17.3% |
| $40,000 | $1,239.48 | $2,685.54 | $32,226.48 | 19.4% |
| $50,000 | $1,520.69 | $3,294.83 | $39,537.94 | 20.9% |
| $60,000 | $1,801.87 | $3,904.05 | $46,848.62 | 21.9% |
| $70,000 | $2,069.60 | $4,484.13 | $53,809.60 | 23.1% |
| $80,000 | $2,312.32 | $5,010.03 | $60,120.32 | 24.8% |
| $90,000 | $2,555.06 | $5,535.96 | $66,431.56 | 26.2% |
| $100,000 | $2,797.79 | $6,061.88 | $72,742.54 | 27.3% |
| $125,000 | $3,397.77 | $7,361.84 | $88,342.02 | 29.3% |
| $150,000 | $3,975.28 | $8,613.11 | $103,357.28 | 31.1% |
Assumes a single filer paid every two weeks with a 2026 Form W-4 and no adjustments, no 401(k) or health deductions, and the rules in force on Oct 26, 2026. Monthly and yearly figures are the paycheck times 26, divided by 12 for monthly. Enter your own pay above for your exact numbers.
What workers earn in Minnesota
The typical (median) worker in Minnesota earns $27.36 an hour, or about $56,910 a year full time, across all 2,949,820 jobs in the state (BLS, May 2025). At that pay a single filer takes home about $1,714.98 every two weeks, after federal income tax, Social Security, Medicare, Minnesota income tax and MN Paid Leave. Source
| Pay level | Yearly pay | Take-home every two weeks | Take-home a year |
|---|---|---|---|
| 10th percentile | $33,530 | $1,055.06 | $27,431.56 |
| 25th percentile | $39,690 | $1,230.76 | $31,999.76 |
| Median (typical worker) | $56,910 | $1,714.98 | $44,589.48 |
| 75th percentile | $82,510 | $2,373.25 | $61,704.50 |
| 90th percentile | $125,740 | $3,414.86 | $88,786.36 |
Pay for common jobs in Minnesota
| Job | Median yearly pay in Minnesota | Take-home every two weeks | Jobs in Minnesota |
|---|---|---|---|
| Home Health Aide | $38,380 | $1,193.93 | 128,680 |
| Retail Salesperson | $36,380 | $1,136.78 | 74,840 |
| Registered Nurse | $101,500 | $2,834.20 | 70,110 |
| Cashier | $34,630 | $1,086.60 | 58,190 |
| Customer Service Representative | $48,800 | $1,486.93 | 53,340 |
| Truck Driver | $61,980 | $1,857.54 | 38,770 |
| Software Engineer (Developer) | $130,040 | $3,514.19 | 35,890 |
| Accountant | $81,600 | $2,351.16 | 30,530 |
BLS Occupational Employment and Wage Statistics, May 2025, for Minnesota: hourly pay for all jobs, times 2,080 hours, rounded to the nearest $10. The jobs are those on our salary by job pages with the most workers in Minnesota. Take-home: single filer paid every two weeks, 2026 Form W-4, no deductions, rules in force on Oct 26, 2026, worked out with the same engine as the calculator.
Paycheck rules in Minnesota
What Minnesota law says about how much, how and when you are paid. Each rule links to the official source. Checked Oct 25, 2026.
| Topic | The rule | Official source |
|---|---|---|
| Minimum wage | Minnesota's minimum wage is $11.41 an hour for all employers in 2026 and rises to $11.87 on January 1, 2027. Minneapolis and St. Paul require higher local minimum wages for work done there. | Minnesota DLI, Minimum wage rate adjusted for inflation Jan. 1, 2027 |
| Tips and training wage | Tips cannot count toward your minimum wage; tipped workers get the full rate plus tips. Workers under 20 may be paid a 90-day training wage of $9.31 an hour ($9.68 from January 1, 2027). | Minnesota DLI, Minimum wage in Minnesota |
| Overtime | State law requires overtime after 48 hours in a workweek. Many employers are also covered by the federal 40-hour overtime rule, which then applies instead. | Minnesota DLI, Overtime laws |
| How often you get paid | Your employer must pay all wages, including salary and tips, at least once every 31 days on a regular payday set in advance. Commissions must be paid at least every three months. | Minnesota Statutes 181.101 |
| Final paycheck | If you are fired, you must be paid within 24 hours of asking for your wages. If you quit, wages are due on the next pay period more than five days later, and no later than 20 days after you leave. | Minnesota DLI, Employment termination |
| Pay stub | Each pay period you must get an earnings statement showing your pay rate and method, hours worked, gross pay, deductions, net pay, the pay period end date and your employer's legal name, address and phone number. | Minnesota DLI, Payment for hours worked |
| Deductions from pay | Your employer cannot deduct for lost or stolen property, damage or other claimed debts unless you agree in writing after the loss happens, or a court holds you liable. | Minnesota Statutes 181.79 |
| Unpaid wage claims | To file a wage claim, contact the Minnesota DLI Labor Standards division at 651-284-5075 or by email. An investigator should reach out within two business days. | Minnesota DLI, Wage claim |
| Paid Leave premium | Minnesota Paid Leave began January 1, 2026, funded by a premium of 0.88% of wages. Your employer can deduct up to half of that premium from your paycheck. | Minnesota DEED, Paid Leave employer overview |
More on pay at the minimum: Minnesota minimum wage, with weekly, monthly and yearly pay, take-home pay and the next increase.
What changes in 2027
- Social Security applies to the first $192,300 you earn in 2027 (up from $184,500). SSA
- New federal withholding tables: the IRS has not published them yet. We add them within days of release; until then, 2027 pay dates use the 2026 tables.
- Minnesota has not yet published its 2027 withholding tables.
Minnesota changelog
Every version of the Minnesota rules this calculator has used, with the date it takes effect, the official source it comes from and when we checked it. The pay date you enter picks the version in force on that day.
| Effective | Status | What the calculator uses | Official source |
|---|---|---|---|
| Jan 1, 2027 | Waiting for the official publication | Minnesota has not yet published its 2027 withholding tables. | Will be checked against the new edition of Minnesota Department of Revenue, 2026 Withholding Tax Instructions and Tables |
| Jan 1, 2026 | Verified Oct 24, 2026 (in use today) | Minnesota income tax: 5.35% to 9.85% on yearly pay after $5,300 per W-4MN allowance MN Paid Leave: 0.44% of wages, up to $184,500 | Minnesota Department of Revenue, 2026 Withholding Tax Instructions and Tables Minnesota DEED, Paid Leave premiums (Dec 2025 presentation) |
Site updates for Minnesota
- Oct 25, 2026: New: How we verify page
- Oct 25, 2026: Clearer answers on state, city and bonus pages
- Oct 24, 2026: Added Arizona, Indiana, Maryland, Minnesota, Wisconsin and Missouri
Minnesota paycheck questions
How much Minnesota income tax comes out of my paycheck?
Minnesota annualizes your pay, subtracts $5,300 per W-4MN allowance, applies 5.35% to 9.85% brackets, and divides by your number of paychecks. Show the math lists every step.
Why does the calculator ask about Form W-4MN?
Your employer withholds Minnesota tax based on the Form W-4MN you filled in, which is separate from your federal Form W-4. If you never filled one in, employers usually withhold as single with no allowances.
What is the Minnesota Paid Leave deduction?
Minnesota's paid family and medical leave premium, new in 2026. Employers may take up to half of it, 0.44% of wages, up to the Social Security wage base. Some employers pay it all; tick the box if yours does.
What is Minnesota's minimum wage in 2027?
Minnesota's minimum wage rises from $11.41 to $11.87 an hour on January 1, 2027, for all employers. The 90-day training wage for workers under 20 rises to $9.68. Minneapolis and St. Paul have higher local rates.
Can a Minnesota employer pay tipped workers less than minimum wage?
No. Minnesota does not allow a tip credit, so tipped workers must be paid the full state minimum wage of $11.41 an hour in 2026, with tips on top.
When is my final paycheck due in Minnesota?
If you are fired, your employer must pay you within 24 hours after you ask for your wages. If you quit, pay is due on the next pay period more than five days after you leave, and no later than 20 days after.
Does Minnesota have overtime after 40 hours?
Minnesota law requires overtime after 48 hours a week. If your employer is covered by the federal Fair Labor Standards Act, you get overtime after 40 hours under federal law.
Why is Paid Leave deducted from my Minnesota paycheck?
Minnesota's Paid Leave program started January 1, 2026 and is funded by a 0.88% premium on wages. Employers may take up to 50% of the premium from employee paychecks.
Why is my first paycheck in January different?
New federal withholding tables and a new Social Security cap start on January 1. Pick a 2027 pay date in the calculator to see the change.
Why did my paycheck get bigger late in the year?
Social Security stops once your pay for the year reaches $184,500. Enter your pay so far this year to see when that happens.
How much is $70,000 a year after taxes in Minnesota?
About $53,809.60 a year, or $2,069.60 every two weeks, for a single filer with no pre-tax deductions in 2026. That is after federal income tax, Social Security, Medicare, Minnesota income tax and MN Paid Leave. Use the calculator for your own filing status and deductions.
What is the average salary in Minnesota?
The median (typical) worker in Minnesota earns $27.36 an hour, about $56,910 a year full time, and the mean (average) is $34.21 an hour, about $71,160 a year (BLS, May 2025). The median is lower because a few high earners pull the average up. At the median, take-home pay is about $1,714.98 every two weeks for a single filer.