Mississippi Paycheck Calculator
On a $60,000 salary in Mississippi, a single filer takes home about $1,874.07 every two weeks ($48,726 a year) after federal income tax, Social Security, Medicare and Mississippi income tax. Mississippi tax follows the state's own 2026 withholding booklet; enter your own pay below for your exact paycheck. Below the calculator: Mississippi rules on minimum wage, overtime, paydays, your final paycheck and wage claims, each from an official source.
Compare two scenarios
- A (saved)
- B (the form now)
| A | B | B vs A |
|---|
An estimate of what your employer withholds, using the IRS percentage method. Your actual paycheck can differ by a few cents because of rounding, or by more if your employer uses other settings.
How we got your number
Each step links to the official document it comes from.
Guides: how to read your pay stub · filling out Form W-4 · biweekly vs semi-monthly pay · why pay rises after the Social Security cap · how much tax is taken out, by state · who gets overtime · 1099 vs W-2 pay
Mississippi paycheck rates for 2026
Every rate links to the official source and shows when we last checked it. Our Mississippi tax is checked against the tables Mississippi prints on every build: see how we verify.
| What comes out | 2026 rate | Official source | Checked |
|---|---|---|---|
| Federal income tax | 10%–37% brackets (IRS percentage method) | IRS Publication 15-T (2026) | Oct 24, 2026 |
| Social Security | 6.2% up to $184,500 | SSA COLA fact sheet | Oct 24, 2026 |
| Medicare | 1.45%, plus 0.9% over $200,000 | IRS Publication 15 | Oct 24, 2026 |
| Mississippi income tax | 4% of income over $10,000 after your exemption and standard deduction, rounded to the dollar | Mississippi DOR, Computer Payroll Accounting for periods in 2026 | Oct 24, 2026 |
What changed in 2026
Mississippi
- Rate on income over $10,000 cut from 4.4% to 4.0%. Source
Federal, for everyone
- Social Security wage base rose from $176,100 to $184,500. Source
- New 2026 federal withholding tables reflect the One Big Beautiful Bill Act, which made the lower tax rates and larger standard deduction permanent. Source
- Form W-4 for 2026: Step 4(b) now covers the new deductions for qualified tips, overtime, car loan interest and people 65 and older, and there is a new checkbox to claim exemption. Source
- Form W-4 Step 3 counts $2,200 for each child under 17. Source
Take-home pay in Mississippi at common salaries (2026)
On a $70,000 salary in Mississippi, you take home about $2,153.66 every two weeks, or $4,666.26 a month, after federal income tax, Social Security, Medicare and Mississippi income tax.
| Salary | Every two weeks | Per month | Per year | Withheld |
|---|---|---|---|---|
| $30,000 | $992.96 | $2,151.41 | $25,816.96 | 13.9% |
| $40,000 | $1,287.00 | $2,788.50 | $33,462.00 | 16.3% |
| $50,000 | $1,580.05 | $3,423.44 | $41,081.30 | 17.8% |
| $60,000 | $1,874.07 | $4,060.49 | $48,725.82 | 18.8% |
| $70,000 | $2,153.66 | $4,666.26 | $55,995.16 | 20.0% |
| $80,000 | $2,409.22 | $5,219.98 | $62,639.72 | 21.7% |
| $90,000 | $2,664.81 | $5,773.76 | $69,285.06 | 23.0% |
| $100,000 | $2,919.38 | $6,325.32 | $75,903.88 | 24.1% |
| $125,000 | $3,555.36 | $7,703.28 | $92,439.36 | 26.0% |
| $150,000 | $4,173.58 | $9,042.76 | $108,513.08 | 27.7% |
Assumes a single filer paid every two weeks with a 2026 Form W-4 and no adjustments, no 401(k) or health deductions, and the rules in force on Oct 26, 2026. Monthly and yearly figures are the paycheck times 26, divided by 12 for monthly. Enter your own pay above for your exact numbers.
What workers earn in Mississippi
The typical (median) worker in Mississippi earns $19.29 an hour, or about $40,120 a year full time, across all 1,163,030 jobs in the state (BLS, May 2025). At that pay a single filer takes home about $1,289.72 every two weeks, after federal income tax, Social Security, Medicare and Mississippi income tax. Source
| Pay level | Yearly pay | Take-home every two weeks | Take-home a year |
|---|---|---|---|
| 10th percentile | $22,980 | $782.77 | $20,352.02 |
| 25th percentile | $29,760 | $985.54 | $25,624.04 |
| Median (typical worker) | $40,120 | $1,289.72 | $33,532.72 |
| 75th percentile | $60,170 | $1,879.33 | $48,862.58 |
| 90th percentile | $84,490 | $2,523.72 | $65,616.72 |
Pay for common jobs in Mississippi
| Job | Median yearly pay in Mississippi | Take-home every two weeks | Jobs in Mississippi |
|---|---|---|---|
| Retail Salesperson | $28,640 | $952.93 | 38,400 |
| Cashier | $26,400 | $886.10 | 30,490 |
| Registered Nurse | $77,080 | $2,335.22 | 29,060 |
| Truck Driver | $51,830 | $1,633.59 | 24,160 |
| Home Health Aide | $23,860 | $808.63 | 21,800 |
| Customer Service Representative | $36,380 | $1,180.13 | 20,860 |
| Nursing Assistant (CNA) | $31,510 | $1,037.63 | 14,200 |
| Elementary School Teacher | $49,790 | $1,574.55 | 11,060 |
BLS Occupational Employment and Wage Statistics, May 2025, for Mississippi: hourly pay for all jobs, times 2,080 hours, rounded to the nearest $10. The jobs are those on our salary by job pages with the most workers in Mississippi. Take-home: single filer paid every two weeks, 2026 Form W-4, no deductions, rules in force on Oct 26, 2026, worked out with the same engine as the calculator.
Paycheck rules in Mississippi
What Mississippi law says about how much, how and when you are paid. Each rule links to the official source. Checked Oct 25, 2026.
| Topic | The rule | Official source |
|---|---|---|
| Minimum wage | Mississippi has no state minimum wage law. If your job is covered by the federal Fair Labor Standards Act, you must be paid the federal minimum wage of $7.25 an hour. | US DOL, State Minimum Wage Laws |
| Tipped workers | Because Mississippi has no state minimum wage law, federal rules apply: covered tipped employees can be paid a cash wage of $2.13 an hour, as long as tips bring them up to at least $7.25 an hour. | US DOL, Minimum Wages for Tipped Employees |
| Overtime (federal rule) | Overtime follows the federal rule: non-exempt workers get at least time and a half for hours over 40 in a workweek. Federal law does not require overtime for weekends, holidays or long single days. | US Department of Labor, Fact Sheet #23: Overtime Pay Requirements of the FLSA |
| How often you get paid | Mississippi's payday rule covers manufacturers with 50 or more employees and public service corporations: they must pay every two weeks or twice a month. | US DOL, State Payday Requirements |
| Final paycheck | Federal law does not require your employer to hand over your final paycheck right away. If the regular payday for your last pay period passes without pay, contact the US Department of Labor's Wage and Hour Division. | US DOL, Last Paycheck |
| Pay stub (federal rule) | Federal law does not require pay stubs, but your employer must keep accurate records of your hours and pay. Ask Mississippi's labor department whether a state pay stub rule applies to your job. | US Department of Labor, Pay stubs (FLSA FAQ) |
| Deductions (federal rule) | Under federal law, your employer cannot make you pay for uniforms, tools or cash shortages if that would take your pay below the minimum wage or cut into overtime pay, even if a loss was your fault. | US Department of Labor, Fact Sheet #16: Deductions From Wages |
| Unpaid wage claims | If federal minimum wage or overtime law covers your job, you can file a complaint with the US Department of Labor's Wage and Hour Division by calling 1-866-487-9243. | US DOL Wage and Hour Division, How to File a Complaint |
More on pay at the minimum: Mississippi minimum wage, with weekly, monthly and yearly pay, take-home pay and the next increase.
What changes in 2027
- Social Security applies to the first $192,300 you earn in 2027 (up from $184,500). SSA
- New federal withholding tables: the IRS has not published them yet. We add them within days of release; until then, 2027 pay dates use the 2026 tables.
- Mississippi has not yet published its 2027 payroll formula.
Mississippi changelog
Every version of the Mississippi rules this calculator has used, with the date it takes effect, the official source it comes from and when we checked it. The pay date you enter picks the version in force on that day.
| Effective | Status | What the calculator uses | Official source |
|---|---|---|---|
| Jan 1, 2027 | Waiting for the official publication | Mississippi has not yet published its 2027 payroll formula. | Will be checked against the new edition of Mississippi DOR, Computer Payroll Accounting for periods in 2026 |
| Jan 1, 2026 | Verified Oct 24, 2026 (in use today) | Mississippi income tax: 4% of income over $10,000 after your exemption and standard deduction, rounded to the dollar | Mississippi DOR, Computer Payroll Accounting for periods in 2026 Mississippi DOR, Pub 89-700 Withholding Tables and Employer Instructions |
Site updates for Mississippi
- Oct 25, 2026: New: How we verify page
- Oct 24, 2026: Added Connecticut, Utah, Iowa, Kansas, Arkansas, Mississippi, Nebraska, Idaho and New Mexico
Mississippi paycheck questions
How much Mississippi income tax comes out of my paycheck?
Mississippi subtracts your Form 89-350 exemption and a standard deduction from your yearly pay, then withholds 4% of anything over $10,000, rounded to the dollar. Show the math lists every step.
Why does the calculator ask about Form 89-350?
Your employer withholds Mississippi tax based on the Form 89-350 you filled in, which is separate from your federal Form W-4. If you never filled one in, employers usually withhold as single with no allowances.
What is the minimum wage in Mississippi?
Mississippi has no state minimum wage law. Employers covered by the federal Fair Labor Standards Act must pay at least the federal minimum wage of $7.25 an hour.
How much do tipped workers make in Mississippi?
Federal rules apply because Mississippi has no state minimum wage law. Covered employers can pay tipped workers a $2.13 cash wage if tips raise total pay to at least $7.25 an hour.
How often must Mississippi employers pay workers?
Mississippi's payday rule applies to manufacturers with 50 or more employees and to public service corporations, which must pay every two weeks or twice a month. The fetched DOL table lists no rule for other employers.
Where can I report unpaid wages in Mississippi?
If your problem involves federal minimum wage or overtime law, you can file a complaint with the US Department of Labor's Wage and Hour Division by calling its toll-free line at 1-866-487-9243.
When do I get my last paycheck in Mississippi?
The US Department of Labor says federal law does not require an employer to pay a final paycheck immediately. If the regular payday for your last pay period has passed and you have not been paid, contact the Wage and Hour Division.
Why is my first paycheck in January different?
New federal withholding tables and a new Social Security cap start on January 1. Pick a 2027 pay date in the calculator to see the change.
Why did my paycheck get bigger late in the year?
Social Security stops once your pay for the year reaches $184,500. Enter your pay so far this year to see when that happens.
How much is $70,000 a year after taxes in Mississippi?
About $55,995.16 a year, or $2,153.66 every two weeks, for a single filer with no pre-tax deductions in 2026. That is after federal income tax, Social Security, Medicare and Mississippi income tax. Use the calculator for your own filing status and deductions.
What is the average salary in Mississippi?
The median (typical) worker in Mississippi earns $19.29 an hour, about $40,120 a year full time, and the mean (average) is $24.43 an hour, about $50,810 a year (BLS, May 2025). The median is lower because a few high earners pull the average up. At the median, take-home pay is about $1,289.72 every two weeks for a single filer.