St. Louis Paycheck Calculator
On a $60,000 salary in St. Louis, a single filer takes home about $1,842.99 every two weeks ($47,918 a year) after federal income tax, Social Security, Medicare and Missouri and St. Louis taxes. The St. Louis earnings tax is 1% for residents. Choose whether you live or only work in the city below the calculator's state settings.
Compare two scenarios
- A (saved)
- B (the form now)
| A | B | B vs A |
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An estimate of what your employer withholds, using the IRS percentage method. Your actual paycheck can differ by a few cents because of rounding, or by more if your employer uses other settings.
How we got your number
Each step links to the official document it comes from.
Guides: how to read your pay stub · filling out Form W-4 · biweekly vs semi-monthly pay · why pay rises after the Social Security cap · how much tax is taken out, by state · who gets overtime · 1099 vs W-2 pay
St. Louis earnings tax
Who pays: Residents pay wherever they work; nonresidents pay on pay for work done in the City of St. Louis.
What pay it applies to: Pay minus cafeteria-plan and deferred compensation (401(k), 403(b), 457) contributions, which the city lists as non-taxable.
| From | Resident | Nonresident |
|---|---|---|
| Jan 1, 2026 | 1% | 1% |
Sources (checked Oct 25, 2026):
Missouri paycheck rates for 2026
| What comes out | 2026 rate | Official source | Checked |
|---|---|---|---|
| Federal income tax | 10%–37% brackets (IRS percentage method) | IRS Publication 15-T (2026) | Oct 24, 2026 |
| Social Security | 6.2% up to $184,500 | SSA COLA fact sheet | Oct 24, 2026 |
| Medicare | 1.45%, plus 0.9% over $200,000 | IRS Publication 15 | Oct 24, 2026 |
| Missouri income tax | 0% to 4.7% after a $16,100 standard deduction ($32,200 one-income married, $24,150 head of household), rounded to the dollar | Missouri Department of Revenue, 2026 Missouri Withholding Tax Formula | Oct 24, 2026 |
Take-home pay in St. Louis at common salaries (2026)
On a $70,000 salary in St. Louis, you take home about $2,116.74 every two weeks, or $4,586.27 a month, after federal income tax, Social Security, Medicare and Missouri and St. Louis taxes.
| Salary | Every two weeks | Per month | Per year | Withheld |
|---|---|---|---|---|
| $30,000 | $981.42 | $2,126.41 | $25,516.92 | 14.9% |
| $40,000 | $1,268.62 | $2,748.68 | $32,984.12 | 17.5% |
| $50,000 | $1,555.82 | $3,370.94 | $40,451.32 | 19.1% |
| $60,000 | $1,842.99 | $3,993.14 | $47,917.74 | 20.1% |
| $70,000 | $2,116.74 | $4,586.27 | $55,035.24 | 21.4% |
| $80,000 | $2,364.45 | $5,122.97 | $61,475.70 | 23.2% |
| $90,000 | $2,613.19 | $5,661.91 | $67,942.94 | 24.5% |
| $100,000 | $2,861.92 | $6,200.83 | $74,409.92 | 25.6% |
| $125,000 | $3,481.28 | $7,542.77 | $90,513.28 | 27.6% |
| $150,000 | $4,083.89 | $8,848.43 | $106,181.14 | 29.2% |
Assumes a single filer paid every two weeks with a 2026 Form W-4 and no adjustments, no 401(k) or health deductions, and the rules in force on Oct 26, 2026. Monthly and yearly figures are the paycheck times 26, divided by 12 for monthly. Enter your own pay above for your exact numbers.
St. Louis earnings tax: what workers need to know
Who owes it, working from home, refunds and filing in St. Louis. Each rule links to the official source. Checked Oct 25, 2026.
| Topic | The rule | Official source |
|---|---|---|
| Who owes it | City of St. Louis residents owe the earnings tax on their wages wherever their employer is located. Nonresidents owe it on pay for work done in the city. Part-year residents owe it only on wages earned while living or working in the city. | St. Louis Collector of Revenue, Individual Earnings Tax Information |
| Working from home or outside the city | Nonresidents can claim back tax withheld for whole days worked outside the city, such as remote days at home, on Form E-1R. Your employer must verify those days. Any day with some work in the city counts as a city day. | St. Louis Collector of Revenue, Individual Earnings Tax Information |
| Getting a refund | Nonresidents file Form E-1R, with employer-verified days worked outside the city, by mail, email or fax to the Collector of Revenue. The deadline is one year from the original due date, so April 15, 2028 for 2026 wages. | St. Louis Collector of Revenue, Individual Earnings Tax Information |
| Do you have to file a return? | No, if your employer fully withholds the tax. If it does not, file Form E-1 and pay by April 15. St. Louis does not allow individuals extensions on earnings tax returns. | St. Louis Collector of Revenue, File Individual Earnings Taxes |
| Employer withholding | Businesses inside or outside the city with employees working in St. Louis withhold the 1% on Form W-10. But withholding is not guaranteed, for example for residents working for out-of-city employers, and you must pay any tax not withheld. | St. Louis Collector of Revenue, Individual Earnings Tax Information |
| Credit for tax paid elsewhere | Residents who paid income tax to another state or political subdivision file Form E-1CR with their Form E-1. The city's form page does not state how the credit is calculated. | St. Louis Collector of Revenue, E-1CR Form |
| Where to file | The Collector of Revenue, Earnings Tax Department, City Hall, 1200 Market St., St. Louis. Individual returns cannot be filed electronically: pay online, then mail, fax or email Form E-1. | St. Louis Collector of Revenue, File Individual Earnings Taxes |
| Late payment penalty | Tax paid late carries a penalty of 5% per month, up to 25%, plus interest of 1% per month. | St. Louis Collector of Revenue, Individual Earnings Tax Information |
St. Louis paycheck questions
I live outside St. Louis and work from home part of the week. Can I get my earnings tax back?
Yes, for whole days worked outside the city. File Form E-1R with your employer's verification of those days. A day with any work in the city counts as a city day. File within one year of the April 15 due date.
Do I have to file a St. Louis earnings tax return if it is taken out of my paycheck?
No. If your employer fully withholds the 1% earnings tax, you do not need to file or pay separately. If it does not, file Form E-1 by April 15. No extensions are allowed for individuals.
I live in St. Louis but my employer is in the county and doesn't withhold the tax. What do I do?
You still owe the tax as a resident. File Form E-1 and pay the 1% by April 15. You can pay online, but the return must be mailed, faxed or emailed to the Collector of Revenue.
Can I file my St. Louis earnings tax return online?
No. The city says individual returns cannot be filed electronically at this time. You can pay online, then send Form E-1 by mail, fax or email to the Collector of Revenue.
How much is $70,000 a year after taxes in St. Louis?
About $55,035.24 a year, or $2,116.74 every two weeks, for a single filer with no pre-tax deductions in 2026. That is after federal income tax, Social Security, Medicare and Missouri and St. Louis taxes. Use the calculator for your own filing status and deductions.