Philadelphia Paycheck Calculator
On a $60,000 salary in Philadelphia, a single filer takes home about $1,779.41 every two weeks ($46,263 a year) after federal income tax, Social Security, Medicare, Pennsylvania and Philadelphia taxes and PA unemployment (UC). The Philadelphia Wage Tax is 3.735% for residents, 3.425% for nonresidents. Choose whether you live or only work in the city below the calculator's state settings.
Compare two scenarios
- A (saved)
- B (the form now)
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An estimate of what your employer withholds, using the IRS percentage method. Your actual paycheck can differ by a few cents because of rounding, or by more if your employer uses other settings.
How we got your number
Each step links to the official document it comes from.
Guides: how to read your pay stub · filling out Form W-4 · biweekly vs semi-monthly pay · why pay rises after the Social Security cap · how much tax is taken out, by state · who gets overtime · 1099 vs W-2 pay
Philadelphia Wage Tax
Who pays: Residents pay on all pay wherever they work; nonresidents pay on pay for work done in Philadelphia.
What pay it applies to: All pay, including 401(k) contributions and pre-tax health premiums, which Philadelphia does not exclude.
| From | Resident | Nonresident |
|---|---|---|
| Jul 1, 2025 | 3.74% | 3.43% |
| Jul 1, 2026 | 3.735% | 3.425% |
What changed in 2026: Rates cut on July 1, 2026: residents from 3.74% to 3.735%, nonresidents from 3.43% to 3.425%.
Sources (checked Oct 25, 2026):
Pennsylvania paycheck rates for 2026
| What comes out | 2026 rate | Official source | Checked |
|---|---|---|---|
| Federal income tax | 10%–37% brackets (IRS percentage method) | IRS Publication 15-T (2026) | Oct 24, 2026 |
| Social Security | 6.2% up to $184,500 | SSA COLA fact sheet | Oct 24, 2026 |
| Medicare | 1.45%, plus 0.9% over $200,000 | IRS Publication 15 | Oct 24, 2026 |
| Pennsylvania income tax | 3.07% flat, no allowances; 401(k) contributions are taxed | PA Department of Revenue, REV-415 Employer Withholding Information Guide | Oct 24, 2026 |
| PA unemployment (UC) | 0.07% of wages, no cap | PA Dept. of Labor & Industry, Employee withholding | Oct 24, 2026 |
Take-home pay in Philadelphia at common salaries (2026)
On a $70,000 salary in Philadelphia, you take home about $2,048.57 every two weeks, or $4,438.57 a month, after federal income tax, Social Security, Medicare, Pennsylvania and Philadelphia taxes and PA unemployment (UC).
| Salary | Every two weeks | Per month | Per year | Withheld |
|---|---|---|---|---|
| $30,000 | $931.63 | $2,018.53 | $24,222.38 | 19.3% |
| $40,000 | $1,214.23 | $2,630.83 | $31,569.98 | 21.1% |
| $50,000 | $1,496.83 | $3,243.13 | $38,917.58 | 22.2% |
| $60,000 | $1,779.41 | $3,855.39 | $46,264.66 | 22.9% |
| $70,000 | $2,048.57 | $4,438.57 | $53,262.82 | 23.9% |
| $80,000 | $2,292.69 | $4,967.49 | $59,609.94 | 25.5% |
| $90,000 | $2,536.83 | $5,496.47 | $65,957.58 | 26.7% |
| $100,000 | $2,780.96 | $6,025.41 | $72,304.96 | 27.7% |
| $125,000 | $3,388.82 | $7,342.44 | $88,109.32 | 29.5% |
| $150,000 | $3,979.94 | $8,623.20 | $103,478.44 | 31.0% |
Assumes a single filer paid every two weeks with a 2026 Form W-4 and no adjustments, no 401(k) or health deductions, and the rules in force on Oct 26, 2026. Monthly and yearly figures are the paycheck times 26, divided by 12 for monthly. Enter your own pay above for your exact numbers.
Philadelphia Wage Tax: what workers need to know
Who owes it, working from home, refunds and filing in Philadelphia. Each rule links to the official source. Checked Oct 25, 2026.
| Topic | The rule | Official source |
|---|---|---|
| Who owes it | Every employed Philadelphia resident owes the Wage Tax, wherever they work. People who live outside the city owe it only on pay for work done in Philadelphia. | City of Philadelphia, Wage Tax (employers) |
| Working from home | Nonresidents can get Wage Tax back for days their employer required them to work outside Philadelphia, including required remote days. Remote days you chose for your own convenience are not covered. You need a signed employer certification and a dates and locations worksheet. | City of Philadelphia, New guidelines for non-resident wage refunds |
| Getting a refund | Request a Wage Tax refund through the Philadelphia Tax Center, with no login needed, or on the paper refund petition. Include your W-2 and your employer's signed certification. You must file within three years of when the tax was paid or due, whichever is later. | City of Philadelphia, Request a Wage Tax refund |
| Annual return | If your employer withholds the Wage Tax, you have no city return to file for your wages. If nothing is withheld, for example with an out-of-state employer, you pay the Earnings Tax quarterly and file an annual reconciliation by April 15. | City of Philadelphia, Earnings Tax (employees) |
| Employer withholding | Employers located in Pennsylvania must register with the city and withhold the Wage Tax for Philadelphia residents and for nonresidents who work in Philadelphia. Out-of-state employers with no Pennsylvania location that are not subject to BIRT do not have to withhold. | City of Philadelphia, Earnings Tax (employees) |
| Credit for other local taxes | Residents who paid income tax to a city or county outside Pennsylvania on the same income can request a refund, capped at the lower of the two taxes. Write WYNNE on the refund petition. There is no city refund for tax paid to another state. | City of Philadelphia, Refund for taxes paid to local jurisdictions |
| Where to file | The Philadelphia Department of Revenue runs the Philadelphia Tax Center at tax-services.phila.gov. You use it for Wage Tax refund requests, Earnings Tax returns and payments, and School Income Tax returns. | City of Philadelphia, New guidelines for non-resident wage refunds |
| Income-based refund | Workers approved for Pennsylvania tax forgiveness on PA-40 Schedule SP pay Wage Tax at a reduced 1.5% rate. They can get back anything withheld above that by filing an income-based refund petition with Schedule SP attached. | City of Philadelphia, Wage Tax (employers) |
| School Income Tax is separate | Residents also owe the School Income Tax on unearned income such as dividends and royalties, filed by April 15. Your W-2 wages are not reported on it, because the Wage Tax covers them. | City of Philadelphia, 2025 School Income Tax instructions |
Philadelphia paycheck questions
I live outside Philadelphia and work from home. Can I get my Philadelphia Wage Tax back?
Only for days your employer required you to work outside the city. Submit a refund request on the Philadelphia Tax Center with your employer's signed certification on letterhead, a dates and locations worksheet, and your W-2. Remote days you chose for convenience are not covered.
My employer is out of state and doesn't withhold Philadelphia tax. What do I do?
If you live in Philadelphia and no Wage Tax is withheld, you must file and pay the Earnings Tax yourself. Payments are due quarterly, for example by April 30, 2026 for the first quarter, and you file an annual reconciliation by April 15.
How long do I have to request a Philadelphia Wage Tax refund?
You must file within three years from the date the tax was paid or due, whichever is later. Requests go through the Philadelphia Tax Center. Online requests can get direct deposit and usually take six to eight weeks.
Do Philadelphia residents get credit for local income tax paid in another state?
Yes, if a city or county outside Pennsylvania taxed the same income. Request a refund with a refund petition marked WYNNE and proof of the other tax. The refund is capped at the lower of the two taxes. Tax paid to another state is not refunded by the city.
Can low-income workers pay a lower Philadelphia Wage Tax?
Yes. If you qualify for Pennsylvania tax forgiveness (PA-40 Schedule SP), the Wage Tax rate is 1.5%. File an income-based refund petition with your completed Schedule SP attached to get back any Wage Tax withheld above the 1.5% rate.
How much is $70,000 a year after taxes in Philadelphia?
About $53,262.82 a year, or $2,048.57 every two weeks, for a single filer with no pre-tax deductions in 2026. That is after federal income tax, Social Security, Medicare, Pennsylvania and Philadelphia taxes and PA unemployment (UC). Use the calculator for your own filing status and deductions.
Other city paycheck calculators
All rates: Pennsylvania local tax rates by county.